UK Finance data reveals a 3.3% rise in buy-to-let lending during the first quarter of 2026, with 58,272 new loans issued totalling £10.8 billion. This marks a modest increase compared to the same period last year, driven primarily by a surge in remortgaging rather than fresh purc
Recent moves by lenders including Dudley Building Society, InterBay, Aldermore and Coventry Building Society have pushed buy-to-let mortgage rates lower by up to one percentage point. This is the latest in a series of rate cuts that reflect a cautious easing in lending conditions
InterBay and Foundation have both trimmed buy-to-let mortgage rates by up to 20 basis points, targeting new borrowers and product transfers. InterBay’s move includes a two-year fixed rate at 75% loan-to-value, reflecting a modest but meaningful shift in pricing that could influen
InterBay and Foundation have both reduced buy-to-let mortgage rates by up to 20 basis points, signalling a modest easing in lending costs for landlords. InterBay’s cuts apply to new customers and product transfers, with a notable two-year fixed rate at 75% loan-to-value (LTV) now
Stonebridge’s latest Mortgage Market Index reveals a continued decline in mortgage applications during the second quarter of 2026. Rising borrowing costs remain a significant drag on demand, reflecting a broader squeeze on affordability for buyers and remortgagers alike. The netw
Stonebridge’s latest Mortgage Market Index reveals a clear dip in mortgage applications during the second quarter of 2026. The ongoing squeeze from elevated borrowing costs and affordability challenges is constraining buyer activity. This aligns with broader trends seen across UK
Hamptons research reveals a striking shift in the ex-rental property market. The proportion of homes for sale that were previously rented has dropped to 9.2%, signalling a slowdown in landlords offloading their portfolios. More notably, the introduction of the Renters’ Rights Act
Dudley Building Society has cut mortgage rates by up to 100 basis points across residential, buy-to-let, holiday let and expat products. These reductions apply to both purchase and remortgage deals, with a particular focus on selected two-year fixed rates. For investors, this sig
Hamptons’ recent analysis highlights a growing supply issue in the UK housing market. The proportion of homes for sale that were previously let has dropped to just 9.2%. This shift is linked to the Renters’ Rights Act, which restricts landlords’ ability to repossess properties, m
Fixed mortgage rates in the UK have declined at their fastest rate since late 2024, according to recent market data. This shift comes after a prolonged period of elevated borrowing costs, which had dampened buyer activity and squeezed investor margins. The average two-year fixed
New data from Paragon Bank shows that 92% of landlords managing houses in multiple occupation (HMOs) have tailored their properties to attract specific tenant groups. This shift signals a more strategic approach to letting HMOs, moving away from generic accommodation towards targ
Paragon Bank’s recent research reveals that 92% of landlords have adapted their HMOs to attract specific tenant groups. This trend suggests a growing sophistication among landlords who recognise that one-size-fits-all accommodation no longer meets market demands. Instead, they ar
