Recent data from Moneyfacts reveals a tangible improvement in the UK mortgage market this month. The number of fixed-rate mortgage deals has increased, offering borrowers a wider selection than seen in the past year. This expansion coincides with a modest reduction in the average
Mortgage affordability has taken a noticeable step forward in July 2026, as data from Moneyfacts reveals a decline in fixed rate costs alongside an increase in product availability. This shift offers a tangible reprieve for UK property investors contending with high borrowing exp
Recent data from a leading lender indicates the long-standing rental yield divide between northern and southern England is shrinking. Historically, northern regions have offered higher yields, often above 6%, while southern markets, particularly London, have lagged closer to 3-4%
The Bank of England’s warning about a looming mortgage payment shock is a clear signal for property investors to reassess risk exposure. With market interest rates elevated, millions of borrowers face significantly higher monthly repayments when their fixed-rate deals expire and
Barclays has announced a significant cut to its residential mortgage rates, trimming them by as much as 66 basis points from 12 July. This move follows a wave of similar reductions across the market, with lenders including Accord, Foundation, Halifax, Nationwide and Coventry also
Average room rents across the UK have reached record levels, according to data from SpareRoom. This trend comes amid a tightening rental market following the initial phase of the Renters' Rights Act, which introduced new protections for tenants. The legislation appears to have sh
Aldermore has reduced its special edition two-year fixed buy-to-let mortgage rate by 35 basis points to 6.44% at 70% loan-to-value for existing customers looking to switch products. This move targets individual landlords aiming to lower their borrowing costs without incurring arr
Aldermore has reduced its special edition buy-to-let fixed rates for existing borrowers looking to switch, with the headline two-year fixed at 6.44% for 70% loan-to-value, down 35 basis points. This move targets landlords who want to refinance or remortgage within the same lender
West Brom Building Society has trimmed its two-year fixed purchase mortgage rates by up to 0.18%. This reduction spans the entire two-year fixed purchase product range, including the popular 95% loan-to-value option with no fee. For buyers targeting higher LTVs, this could slight
West Brom Building Society has trimmed its two-year fixed purchase mortgage rates by up to 0.18%, a move that could attract buyers looking for short-term certainty on borrowing costs. The reductions span the entire two-year fixed purchase range, including competitive options at 9
Paragon Bank’s introduction of 2-year Bank Base Rate tracker mortgages with a 2% product fee expands the toolkit for buy-to-let investors. By extending the tracker range up to 75% loan-to-value, Paragon is catering to landlords who want to balance initial cost with interest rate
Paragon Bank’s introduction of two-year Bank Base Rate (BBR) tracker mortgages with a 2% product fee expands the toolkit for buy-to-let investors managing interest rate risk. By extending the tracker term beyond the typical one-year reset, landlords gain more certainty on borrowi
