Buy to let investors are seeing gross yields averaging 7.22% in Q3 2026, the highest since 2011 according to Paragon Bank’s mortgage offer data. This follows a steady climb from 6.94% a year earlier and 7% in Q2 2026. The yield increase is largely driven by subdued house price gr
Recent data shows buy-to-let returns have improved in eight out of ten UK regions, signalling renewed confidence among landlords to grow their property holdings. The increase in rental yields is notable given the backdrop of rising mortgage costs and tighter lending criteria. Thi
Generation Home’s decision to raise selected mortgage rates by up to 15 basis points from 12 October highlights the ongoing cost pressures faced by smaller lenders. The increase across three- and five-year fixed products, with a uniform 10bps rise on all three-year deals and targ
Recent data from the Bank of Scotland reveals the typical Scottish home now costs 5.3 times average earnings, a slight improvement from 5.4 times a year ago. This shift suggests house price growth is moderating relative to income gains. Over the past year, average property prices
Mortgage rates have climbed further in recent weeks, pushing average fixed deals well above 6 per cent, according to Moneyfacts data. For UK property investors, this continues to tighten borrowing costs and reduce affordability for many buyers. The impact is visible in slowing tr
The Bank of England’s latest figures reveal a significant contraction in mortgage demand during the third quarter of 2026. The net balance for house purchase mortgage applications plunged to -37.1, indicating that far more lenders reported a decline in demand than an increase. Th
The latest data from Lloyds reveals a subtle shift in the UK housing market. The house price-to-income ratio has dropped to 7.3, its lowest point in over a decade. This suggests that, relative to earnings, homes are becoming slightly more affordable. For investors, this could sig
Recent data from Fleet Mortgages reveals a notable rise in landlord portfolios, with the average number of investment properties owned by their borrowers climbing from 16 in Q2 to 18 in Q3 2026. This expansion contrasts sharply with the same period last year, when the average sto
Mortgage purchase activity in the UK saw a sharper decline in the third quarter of 2026, with applications dropping 18.2% year-on-year according to Stonebridge’s Mortgage Market Index. This follows a 15.5% fall in the previous quarter, signalling that buyer demand is weakening fu
The latest RICS sentiment survey reveals a housing market caught in a holding pattern, with buyer demand and sales volumes roughly flat compared to recent months. The key factor behind this stagnation is the persistence of higher mortgage rates, which continue to weigh heavily on
Accord Mortgages and Nottingham Building Society have both trimmed rates on selected buy-to-let mortgage products, signalling a modest easing for landlords seeking finance. Accord’s reductions, up to 0.43% on two-year fixed deals at 80% loan to value, come at a time when many len
Lloyds Bank’s latest house price index reveals a market holding steady in September, with prices unchanged month-on-month after a slight 0.3% dip in August. The average property price sits at £298,441, virtually identical to the previous month’s £298,395. On a year-on-year basis,
