The UK build to rent (BTR) sector attracted over £900 million in investment during the third quarter of 2026, pushing year-to-date totals beyond £4 billion. This level of activity is unprecedented, surpassing previous annual records at the same point in the year. Savills data hig
Gen H’s decision to trim selected residential mortgage rates by as much as 30 basis points, especially at 95% loan-to-value (LTV), is a notable development in the current UK mortgage market. This move follows a decline in swap rates, which tend to influence fixed mortgage pricing
Recent analysis by Brickflow reveals that certain UK property values have declined by up to 18% over the past year. This is a notable shift after years of steady growth, and it highlights the uneven impact of current market conditions across regions and property types.
Shawbrook’s decision to cut buy-to-let mortgage rates by up to 25 basis points on larger loans signals a subtle shift in lender appetite for the sector. This move, effective from 6 October, targets five-year fixed-rate products and reflects a selective easing rather than a broad
The Green Party’s proposal to limit rent increases to 2% annually in England would reduce landlord income by an estimated £2,186 per property over three years, based on current average rents. This contrasts with the prevailing 4% annual increase assumption, which aligns more clos
Mortgage affordability is becoming an even tougher challenge for UK property investors. According to Moneyfactscompare, nearly all of the lowest-priced mortgage deals have been withdrawn by lenders. This sharp reduction in competitive options comes amid ongoing economic pressures
TSB and Coventry Building Society have both announced increases to selected mortgage rates, with TSB raising transfer rates by up to 20 basis points on two and three year fixed deals at up to 85% loan-to-value. Coventry is also pushing rates higher, signalling a cautious approach
The government’s proposed rental property registration scheme is set to cost landlords an estimated £327 million a year. This figure comes from recent industry analysis and highlights the scale of financial impact on private landlords across the UK. The scheme requires landlords
The 30-year UK gilt yield surpassing 6% on 1 October 2026 signals a notable shift in long-term borrowing costs. For landlords with fixed-rate mortgage deals maturing in the next six to 18 months, this increase demands urgent attention. Rising gilt yields tend to push up mortgage
Mortgage rates for two- and five-year fixed deals are edging closer to 6%, with Moneyfacts reporting the average two-year fixed rate at 5.96% as of early October 2026. This level has not been seen since June 2024, signalling a sustained upward trend in borrowing costs for homebuy
NatWest Intermediaries and TSB have announced a series of mortgage rate adjustments effective from 3 October 2026. These changes include both increases and reductions across various product categories, covering new business, existing customers, and additional borrowing. Brokers a
EY’s latest forecast points to mortgage lending growth holding up reasonably well in 2026, with an increase from 3% in 2025 to 3.3% this year. This modest uptick contrasts with the broader banking sector, where lending growth is more subdued or contracting. For UK property invest
