We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work2-bedroom terraced house · SM1 4HZ
Listing removedListed 54 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Victorian cottage | mid-terraced house | two bedrooms | courtyard garden | cul-de-sac | close to local amenities & manor park | no onward chain The Property-a charming two-bedroom Victorian cottage, ideally situated in a popular Sutton location.
This delightful mid-terraced home combines period character with practical living accommodation and is set within a quiet cul-de-sac, making it an appealing choice for first-time buyers, couples or those looking for a characterful home.
The property retains a wealth of charm and offers a warm and inviting atmosphere throughout.
The ground floor comprises a welcoming 11'2 x 10'7 living room, a separate 11'2 x 9'8 dining room, and a fitted kitchen with access to the rear courtyard-style garden.
There is also a downstairs bathroom for added convenience. Upstairs, the property provides two well-proportioned bedrooms, offering a practical layout for modern living.
Outside, the rear courtyard-style garden provides a private and manageable space, ideal for relaxing or entertaining.
Location-The property is well positioned for Sutton's excellent range of local amenities, with shops, restaurants and everyday facilities all within easy reach.
Manor Park is also close by, providing a pleasant green space for recreation and leisure.
For commuters, Sutton and Carshalton railway stations provide regular rail connections, while local bus services offer further travel options throughout Sutton and the surrounding areas.
Key Features: Charming two-bedroom Victorian cottage Mid-terraced house Characterful accommodation Quiet cul-de-sac location Private courtyard-style rear garden Fitted kitchen Downstairs bathroom Gas central heating Double glazing Close to local amenities and Manor Park Good transport links No onward chain On-road parking Further benefits include gas central heating, double glazing and the significant advantage of no onward chain, which may help provide a smoother and more straightforward purchase.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
Short-let restrictions apply
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About 45, Harold Road, Surrey
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