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See how verdicts work4-bedroom semi-detached house · TD14 5NL
For saleListed 4 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Fern Neuk is a charming C listed Victorian villa located in the heart of Coldingham, a much sought after coastal village. This sizeable property is a true hidden gem.
It has a flexible layout, boasts a private South facing garden, sea view and off-street parking, all within walking distance of an award-winning beach.
This versatile family home is bright and welcoming, combining large well-proportioned interiors with an excellent outdoor space.
Accommodation extends over two floors, comprising four double bedrooms, sitting room, large farmhouse style kitchen dining room and family bathroom. The outside space is surprisingly impressive.
An open southerly aspect with an unrivalled outlook over Coldingham Priory in the foreground, and to the sea in the distance.
The secure sizeable gardens offer excellent privacy and sun all day round with the added bonus of private, gated off street parking, summerhouse, established vegetable plot and detached garage.
The current vendors have undertaken a series of sympathetic renovations, carefully preserving the property’s historic charm while introducing a range of modern improvements.
These include upper-floor wall insulation, a beautifully appointed Victorian-style bathroom featuring a waterfall shower and brushed brass fittings and new hot water system.
Original period features have been retained throughout, including the Victorian Minton tiled entrance hall, ornate cornicing, wooden floors and sash-and-case windows.
The result is an exceptionally well-appointed house offering flexibility to accommodate a variety of lifestyles and needs. Ground Floor: Hallway, Lounge, Dining Kitchen, Double Bedroom/Family Room.
First Floor: Landing, Principal Bedroom, Two Double Bedrooms and Family Bathroom.
Exterior: Garage, Private Garden Grounds, Summerhouse, Greenhouse, Woodstore Tenure: Freehold Services: Mains water, electricity, broadband, telephone (subject to telephone providers’ regulations).
EPC: E (51) Council Tax Band: D EPC Rating: E Council Tax Band: D
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About Fern Neuk, High Street, Coldingham, Scottish Borders
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