We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work3-bedroom house · TR26 1HE
For saleListed 1298 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
An amazing and super interesting, tucked away, but in the heart of town, 3 bedroom cottage on 3 floors offering spacious accommodation with main bedroom en-suite, open plan lounge, kitchen and dining area with a super rooftop balcony offering amazing views over to Smeatons Pier and all of St Ives Bay.
Currently being used as a successful holiday, this super character cottage must really be viewed to be fully appreciated.
As currently holiday let viewings will need to be organised in advance with the agents Cloakroom Close coupled WC, pedestal wash hand basin, fitted shelving Bedroom Two 11' 6'' x 14' 5'' (3.5m x 4.4m) Sash window to the front overlooking Fore Street, power points, radiator, TV point Shower Room Walk in shower cubicle with mains connected shower, pedestal wash hand basin, close coupled WC, heated towel rail Bedroom Three 11' 6'' x 4' 5'' (3.5m x 1.35m) Window to the rear, radiator, power points Bedroom One 11' 2'' x 12' 6'' (3.4m x 3.8m) Great sized room with wood flooring, radiator, window to the side with window seat, power points, TV point, up steps to En-suite bath area Heated towel rail, roll top claw footed bath with central taps, window to the rear, door to Shower room Close coupled WC, corner walk in shower cubicle with mains connected shower inset, sink unit, heated towel rail, cupboard housing the boiler, extractor fan Living Room 25' 3'' x 14' 1'' (7.7m x 4.3m) Great room with open beams, wood flooring.
Kitchen comprises small breakfast bar, 2 windows to the side, 6 ring gas hob with electric oven under, Belfast sink unit with taps over, range of base level units with worktop space over, integrated dishwasher, space for fridge / freezer, wine rack and shelving, radiator, Lounge / Dining Area: windows to the side, TV point, radiator, fireplace with gas fire onset, door to Balcony Composite decking, power points, external electric point, fantastic views over the rooftops of Fore Street and The Wharf to Smeatons Pier taking in all of St Ives Bay over towards Hayle EPC D Tenure Leasehold.
New Lease being set up with 999 years, Maintenance costs to be confirmed Council Tax Exempt - Small Business Rate Relief
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About St Ives, Cornwall
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