3-bedroom terraced house · YO31 8JR
For saleListed 21 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
An excellent investment opportunity in York, this substantial property on White Cross Road is arranged as two self-contained apartments, both currently tenanted and together generating an approximate rental yield of 6.9%.
Set across three floors, the property offers generous accommodation, private outside space and off-street parking to the rear, making it an attractive proposition for buy-to-let and property investors seeking an established income-producing asset.
The ground-floor one-bedroom apartment features a spacious bay-fronted living room, separate double bedroom and a generous fitted kitchen extending towards the rear.
A useful utility area and shower room complete the accommodation, while externally the apartment benefits from its own private enclosed courtyard.
Arranged across the first and second floors, the second apartment provides spacious two-bedroom duplex accommodation.
The first floor comprises a large living room, double bedroom, fitted kitchen and shower room.
On the upper floor is a further generous double bedroom with its own en-suite shower room, providing a flexible and well-proportioned layout.
Externally, the property benefits from the private courtyard together with off-street parking to the rear.
With both apartments already occupied and producing rental income, this is a compelling opportunity for investors looking to acquire an established tenanted investment property in York, offering an approximate 6.9% yield and income from day one.
Compliance Agents are required by law to conduct anti-money laundering checks on all those buying a property.
We outsource the initial checks to a partner supplier who will contact you once you have had an offer accepted on a property you wish to buy. The cost of these checks is £40 + VAT per person.
This is a non-refundable fee. These charges cover the cost of obtaining relevant data, any manual checks and monitoring which might be required.
This fee will need to be paid, and the checks completed in advance of the office issuing a memorandum of sale on the property you would like to buy.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisors before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 37/37A, White Cross Road, York
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