We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work2-bedroom house · YO21 1PW
Listing removedListed 237 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Nestled on Elgin Street in the charming coastal town of Whitby, this delightful end of terrace cottage boasts a rich history, being over 100 years old.
Spanning four floors, the property offers a perfect blend of traditional character and modern convenience, making it an ideal choice for both a holiday home and a buy-to-let investment.
Upon entering, you are greeted by a stunning lounge featuring a bay window that floods the space with natural light, creating a warm and inviting atmosphere.
The modern kitchen/diner is equipped with high gloss cabinets, providing a stylish and functional space for culinary pursuits and entertaining guests.
The cottage comprises two generously sized double bedrooms, ensuring ample space for relaxation and comfort.
The spacious bathroom is thoughtfully designed, featuring both a bath and a separate shower, catering to all your bathing needs.
The property is further enhanced by gas central heating, ensuring a cosy environment throughout the year.
Outside, a small sunny yard to the front offers a charming spot to enjoy the fresh air, perfect for morning coffee or evening relaxation.
The location is superb, with the town centre and picturesque harbour just a short stroll away, allowing you to fully embrace the vibrant lifestyle that Whitby has to offer.
This property presents a unique opportunity to own a piece of history in a sought-after location, combining modern living with the allure of coastal life.
Don't miss the chance to make this lovely cottage your own.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About 11, Elgin Street, Whitby
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