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    1. Home
    2. Blackburn properties
    3. 3 bed terraced house for sale in Bank Terrace, Simonstone BB12
    Full property analysis
    OverviewAboutValue & compsReturnsDealAreaAgent & docsFAQ

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    1 / 5

    Bank Terrace, Simonstone, BB12 7NW

    3-bedroom terraced house · BB12 7NW

    1,249 sq ft1 bath
    Asking
    £290,000
    Tenanted

    For sale · Listed today

    TenantedCharacter
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    About

    The property

    A charming and deceptively spacious three-bedroom family home, bursting with character and perfectly positioned in the highly desirable village of Simonstone, on the doorstep of the beautiful Ribble Valley.

    Perfect for first-time buyers, growing families or those looking to take their next step up the property ladder, this traditional stone-built home offers approximately 1,249 sq ft of accommodation, combining beautiful period features with modern family living.

    Boasting two generous reception areas, an extended open-plan kitchen diner, downstairs WC, three bedrooms and a family bathroom, there's plenty of room for everyone!

    Externally, the property benefits from an attractive elevated frontage and access to a separate rear garden area, currently rented from the Huntroyde Estate.

    Simonstone is a popular family-friendly village, conveniently positioned close to well-regarded schools, beautiful countryside walks and the Ribble Valley.

    Padiham is just a five-minute drive away, whilst the nearby M65 provides excellent commuter links.

    Ground Floor   The ground floor offers a wonderfully spacious and versatile layout, blending open-plan living with charming period features throughout.

    Entering through the front entrance door, a welcoming hallway houses the gas central heating boiler and features an attractive open balustrade staircase leading to the first floor.

    The front reception room boasts a beautiful bay window, feature fireplace, decorative coving and high ceilings, creating a bright and characterful living space.

    A second generously proportioned reception room features exposed wooden flooring, an impressive cast iron fireplace and ornate ceiling detailing, flowing seamlessly into the open-plan kitchen and dining area.

    The extended kitchen diner provides a fantastic space for family living and entertaining, complete with navy fitted units, wood-effect worktops, range-style cooker, exposed ceiling beam, Velux windows and generously sized double glazed windows o.

    A downstairs WC and rear entrance porch complete the ground fl...

    First Floor   The first floor continues to impress with a wonderfully spacious landing, filled with natural light from a large window and featuring an attractive open balustrade staircase, creating a bright and welcoming feel.

    The accommodation comprises three well-proportioned bedrooms, offering excellent versatility for family living.

    The generous main bedroom provides ample space for a double bed and freestanding furniture, complemented by tasteful décor and a pleasant outlook.

    The second bedroom is equally inviting, with plenty of room for bedroom furnishings, whilst the third offers flexibility as a child's bedroom, guest room or home office.

    Completing the first floor is the main family bathroom, beautifully presented with contemporary tiling, a charming freestanding clawfoot bath with shower attachment, low-level WC and modern vanity wash basin with storage beneath.

    Garden   Occupying an attractive, elevated position, this charming stone-built terraced home enjoys a lovely frontage with traditional stone detailing, a feature bay window and a welcoming entrance door.

    Stone steps lead up through a neatly presented, low-maintenance front garden, featuring raised stone borders, decorative slate chippings and established planting.

    To the rear, there is access to a separate, generously sized garden area, providing a fantastic outdoor space for families and entertaining.

    The garden features artificial lawn, paved seating areas, mature hedging, established shrubs and a useful timber storage shed, offering a pleasant degree of privacy.

    Please note: The rear garden is rented separately from the Huntroyde Estate at a current annual rent of £38.

    Prospective purchasers must make their own enquiries directly with the Huntroyde Estate and their legal representative regarding the terms, availability and continuation of this arrangement following a sale.

    Parking - Off street   Disclaimer   We have not tested any appliances, fixtures, fittings, or services and cannot confirm they are in working order.

    Buyers must satisfy themselves as to condition, and no employee of Fardella & Bell is authorised to give any warranty or guarantee. All measurements are approximate and may be subject to error.

    They should not be relied upon for furniture, fixtures, or floor coverings. These particulars are provided in good faith, approved by the vendor(s), and are subject to error and omission.

    They do not form part of any offer or contract. Buyers should satisfy themselves on all matters, including any alterations or works and the relevant consents or approvals.

    AML All buyers and sellers must complete Anti-Money Laundering checks in line with HMRC regulations before a transaction can proceed.

    Fardella & Bell uses Coadjute’s Assured Compliance service, and a fee is payable for each individual check.

    Tenanted
    Character

    Key information

    Price per sq ft
    £232/sq ft
    Based on 1,249 sq ft (116 sq m)
    Floor area
    1,249 sq ft (116 sq m)
    Council tax band
    Band B
    Estimated ~£1,400/year
    Tenure
    Leasehold
    See leasehold details below
    Local authority
    Ribble Valley
    District
    County
    Lancashire County
    Lease remaining
    880 years
    Sign up free to see flood risk and more→

    Value & comps

    What is it worth?

    No previous sales on record.

    Comparable salesNo comps yet
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    Returns

    What does it return?

    Set an offer; the calculator follows it.

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    Local SA Market

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    Investment Disclaimer

    This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.

    All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.

    Past performance does not guarantee future results. Tax implications vary by individual circumstances.

    Mortgage

    Deal

    Is it a deal?

    ✨
    Archie’s verdict
    PursueArchie has scored this property.
    Sign in to see Archie's call — Pursue, Watch or Pass — with the reasons and a suggested offer.
    4/100
    Deal score · weighted
    Watch; deal signals are weak

    Factor breakdown
    BMV discountNot calculated, and not zero — there is no value estimate for this property to discount against.
    0/25
    Yield potential—
    0/25
    Motivation signalsNot enough data
    0/25
    Days on market0 days
    4/25
    —
    Seller motivation
    Not scored yet

    Days on market0
    Price reduction—
    STC fall-through—
    Back to market—
    Agency change—
    EPC rating—
    Listing timeline
    Still activeDay 0 on marketToday
    Strategy fit
    No strategy scores available yet.
    Article 4No HMO Article 4 held

    HMO Conversion Potential

    Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.

    Tier, yield projection, and cost stack — Pro tier only.

    PD Conversion Potential

    Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.

    Tier, route, yield projection, and cost stack - Pro tier only.

    BRRR Candidate

    BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.

    Tier, refurb cost, ARV, and refi maths - Pro tier only.

    Plot subdivision potential

    Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.

    Lease extension arbitrage

    Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.

    Serviced Accommodation

    Pro

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    Rent-to-Rent strategy fit

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    Area

    The area

    Living here

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    Location
    More market detail▾
    BB12 · Live market data · terraced only
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    Agent & docs

    Move it forward

    Listing agent
    Fardella & Bell Ltd, Burnley logo
    Fardella & Bell Ltd, Burnley
    listed on rightmove
    01282967062
    143 Burnley Road, Padiham, BB12 8BA
    View on rightmove

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    FAQ

    Questions

    About Bank Terrace, Simonstone, BB12

    How much is Bank Terrace, Simonstone, BB12?
    The asking price is £290,000.
    What kind of property is Bank Terrace, Simonstone, BB12?
    A 3-bedroom terraced house in BB12 7NW.

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