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See how verdicts work3-bedroom flat · KY2 5BG
Listing removedListed 111 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
This substantial 3 bedroomed upper flat offers an impressive amount of accommodation, with a specification including private front and rear gardens, gas-fired central heating and double glazing.
Flooring throughout is carpeted or tiled, while the generously proportioned rooms include three double bedrooms, a 22-foot hallway, a well-proportioned lounge/diner, and a rear-facing kitchen with freestanding appliances included in the sale.
Access is via the property's private front garden, with an outer door leading to a staircase and the substantial upper hallway.
From here, doors lead to two front-facing double bedrooms, a rear-facing third double bedroom, the bathroom, and the front-facing lounge/diner.
The kitchen is fitted with a range of floor and wall-mounted storage units, with a freestanding electric cooker and fridge/freezer included.
Externally, there is a gate to the property's own front garden, a lawn to the side, and a very generous grassed area to the rear.
We are advised that all of the garden ground is private and included within the property's title.
Whether as a spacious first-time purchase, a buy-to-let investment, or a comfortable three-bedroom home for those looking to downsize, this property represents an excellent opportunity.
Location - Kirkcaldy, nicknamed the" lang toun", is a former Royal Burgh within Fife.
Well-appointed on Scotland's east coast, the town lies approximately 14 miles north of Edinburgh and is 30 miles from Dundee.
A major service centre for central Fife amenities include a swimming pool, a museum, art gallery, ice rink and a number of public parks.
Excellent shopping facilities in town centre and Retail Park compliment an area with a number of secondary and primary schools, a private school, a college and part of Dundee University's campus.
The housing stock is varied with many modern developments, blended with traditional and substantial local authority properties.
Extras— Gas central heating, Double glazing, Carpets, Free standing fridge/freezer & electric cooker and Small lounge cabinet. EPC rating: C.
Lounge/Diner (16’9 x 11’5) Kitchen (9’8 x 9’5) Bedroom 1 (13’9 x 9’5) Bedroom 2 (12’3 x 10) Bedroom 3 (12’3 x 7’9) Bathroom (9’7 x 5)
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
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FAQ
About 14, Kelso Place, Kirkcaldy
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