TRENT & DOVE SO, 31, Yard Close, Derbyshire, DE11 0EE

Shared Ownership This superb modern home is available to buy from as little as £47,500 with a 25% share!

This well proportioned homer comprises an entrance hallway with useful WC, fitted kitchen and a generous sitting/dining room spanning the rear of the property, with doors providing access outside.

Upstairs are two good sized double bedrooms together with a family bathroom. Externally is parking for two cars and an enclosed rear garden.

Yard Close is conveniently positioned in Swadlincote, with the town centre offering a good range of shops, supermarkets, cafés and everyday amenities.

The area is also well placed for local schools and leisure facilities, while nearby countryside and attractions including Conkers and the National Forest provide plenty of opportunities to enjoy the outdoors.

The property enjoys useful road connections to surrounding towns including Burton upon Trent, Ashby-de-la-Zouch and Coalville, with the A444 providing access towards the wider Midlands road network.

Burton-on-Trent railway station offers services towards Birmingham and Derby, making the location convenient for commuters as well as those travelling further afield.

Pricing & affordability Full Market Value: £190,000 25% Share Price: £47,500 (rent £333.27pcm) Minimum 5% Mortgage Deposit (25% share): £2,375 Approximate Service Charges: £32.93pcm* Shared Ownership Lease: 119 years remaining Eligibility Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property.

The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share.

The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria: • Your annual household income does not exceed £80,000.

• You have a deposit of at least 5% of the share value • You do not own another property or have your name on the deeds or a mortgage for a property worldwide. • This will be your only residence.

• You are a permanent UK resident or have indefinite right to remain. *Service charges are estimated and may subject to change.

Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.