3-bedroom terraced house · BR8 8HW
For saleListed 61 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Guide Price £400,000 - £425,000 Located close to Swanley town centre and station, this spacious and extended three-bedroom town house offers versatile accommodation arranged over three floors, making it an ideal home for first-time buyers and growing families alike.
Swanley Station provides excellent rail connections into London, with services to London Victoria, London Bridge, Blackfriars and London Charing Cross, making the property particularly well suited to commuters.
To the ground floor, the property offers a convenient cloakroom, utility, and a spacious reception/dining room, providing a flexible space that can be adapted to suit a variety of needs.
The first floor features a generous through reception room together with a modern kitchen, while the second floor provides three well-proportioned bedrooms and a modern family bathroom.
Externally, the property benefits from an integral garage and driveway providing off-road parking to the front.
Similar properties within the area have converted their garages to create additional bedrooms or living accommodation, subject to the necessary planning permissions and consents, offering potential for further versatility.
With its excellent location, generous accommodation and scope for further improvement, this property represents an excellent opportunity for those looking for a spacious family home within easy reach of Swanley town centre, local amenities and excellent commuter links into London.
Exterior Rear Garden: Approx 37ft. Backing onto Swanley Railway Station. Integral garage: Driveway: To front. Key terms The property is freehold and built approximately in 1970.
The property has been in ownership for 11 + years and the property will form part of a chain. The combi boiler is located in the ground floor extension.
The boiler was serviced in 2025 under British Gas. 114 Sq Meters Sevenoaks District Council Tax Band D The annual Council Tax for a Band D property in Swanley is £2,529.03 for the 2026/27 tax year.
Utilities - Electricity, gas, water and drainage. The property backs onto Swanley Railway Station. The above is formed of information provided by the seller and publicly accessible sources.
Entrance Hall Ground Floor Cloakroom Utility Reception/Dining Room Landing Reception Room Kitchen Landing Bedroom Bedroom Bedroom Bathroom
Value & comps
No previous sales on record.
Returns
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Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 20, Ladds Way, Kent
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