4-bedroom terraced house · SA43 1HJ
For saleListed 115 days
Opportunity summary
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About
Situated within the West Wales market town of Cardigan a well established business in a prominent location on the High Street and just a few yards from Cardigan Castle.
The property can be purchased as a going concern or as a vacant shop that comes with 4 flats that are let on residential tenancy agreements. (income from the flats approx £18,500 pa).
Outside there is parking and a very old building that subject to the necessary consents could be a residential unit, garage, parking etc...
The commercial aspect has consent for display or retail sale of goods and sale of food and drink.
The whole site is approximately 4,862.05sqf and the developed area (premises) not including the old outbuilding is 2,946.96 sqft.
Rateable value: £12.50k pa Rateable value / m2: £97.70 / m2 Floor area: 128 m² Effective date: 01/04/2026 Flat 1, Ty Mawr, 2 High Street, SA43 1HJ Flat Detached 50 m² EPC-D55/C74 Flat 2, Ty Mawr, 2 High Street, SA43 1HJ Flat Detached 45 m² EPC-D55 C73 Flat 3, Ty Mawr, 2 High Street, SA43 1HJ Flat Detached 50 m² EPC-D67/C78 Flat 4, Ty Mawr, 2 High Street, SA43 1HJ Flat Detached 53 m² EPC-D64/C77 Tenure is freehold.
Accommodation Details Ground Floor Retail Area Dining Area Prep Area for Deli Staff WC Kitchen and store area in basement Customer Toilets Overspill Dining Area Entrance to Flats First Floor Flats 1 & 2 Both flats provide similar accommodation with Lobby, Kitchen/open plan lounge, shower room and Bedroom.
Second Floor - Boiler room off the staircase leading up.
Flats 3 & 4 Both similar to accommodation of the flats below Potential Flat 5 in the attic , needs to be brought up to Welsh government renting regulations in order to be able to rent it out Outside Bin Store Off street parking, garden area and Existing Garage/Sore building on poor condition but with tremendous potential.
Value & comps
No previous sales on record.
Returns
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We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About High Street, Cardigan, Ceredigion, SA43
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