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See how verdicts work3-bedroom house · CA17 4JH
Listing removedListed 194 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
A Charming Three-Bedroom Stone Cottage in a Sought-After Village Setting Quietly tucked away within this ever-popular village, this attractive stone-built mid-terrace cottage offers a wonderful combination of character, practicality, and comfort.
With three bedrooms, two reception rooms, enclosed gardens and off-road parking, the property presents an excellent opportunity for a range of buyers.
The accommodation begins with a welcoming entrance vestibule , leading through to the main hallway where stairs rise to the first floor and space is provided for coats and storage.
To the front of the property, the sitting room is a bright and characterful space, featuring a multi-fuel stove, creating a cosy focal point.
Glazed double doors lead through to a useful rear garden room , a versatile area with direct access to the garden—ideal for storage, a hobby space or potential utility use.
Also positioned to the front, the dining room enjoys a bay window and features a tiled fireplace with a decorative electric fire, along with fitted cupboards and shelving, offering both charm and practicality.
A door leads through to the kitchen , which is fitted with pine wall and base units complemented by work surfaces and an integrated oven, hob and extractor.
From the kitchen, access is provided to a pantry/utility , offering excellent additional storage and space for appliances, as well as a side passageway with further shelving, utilities, and convenient access to both the front and rear of the property.
To the first floor, the landing benefits from a window overlooking the rear garden and provides access to three bedrooms, the bathroom and separate WC.
There are two front-aspect double bedrooms , both with built-in storage, while the third bedroom, positioned to the rear, offers flexibility as a single room, study or home office.
The bathroom is fitted with a corner shower, wash basin set within a vanity unit, and built-in airing cupboard, while a separate WC adds convenience for family living.
Externally, the property enjoys a small walled front garden with mature planting, while to the rear, a passageway leads to steps rising up to a delightful enclosed garden .
Thoughtfully landscaped, this space features lawned areas, well-established borders with flowers, shrubs and trees, and a timber garden shed—creating a peaceful and private outdoor retreat.
Further benefits include off-road parking for one vehicle , full double glazing, and programmable electric storage heaters on Economy 7.
Combining period features with practical living space and a desirable village location, this charming cottage offers a wonderful opportunity to create a welcoming primary residence.
EPC Rating: E Living Room 4.68m x 3.75m Garden Room 1.58m x 2.72m Dining/Reception Room 4.58m x 2.85m Kitchen 1.71m x 3.02m Pantry/Utility 2.47m x 1.25m WC 0.91m x 1.55m Bathroom 1.68m x 1.89m Bedroom 1 2.85m x 4.46m Bedroom 2 2.52m x 3.86m Bedroom 3 2.18m x 2.82m Services Mains electricity, water and drainage.
Heating by programmable electric storage radiators on Economy 7 tariff. Multi-Fuel stove in living room and electric fire in dining room.
Please note: measurements are approximate so may reflect the maximum dimensions and the mention of any appliances/services within these particulars does not imply that they are in full and efficient working order.
Directions The property can be located by using What3Words - ///limelight.bake.nibbles or via the Post Code CA17 4JH. A For Sale board has also been erected for identifying purposes.
Referrals and Other Payments PFK works with preferred providers for services relating to buying or selling property.
These providers offer competitive pricing, but you are under no obligation to use them and are free to choose alternatives.
If you do use these services, PFK may receive a referral fee as follows (all figures include VAT): • Conveyancing (Napthens LLP, Bendles LLP, Scott Duff & Co, Knights PLC, Newtons Ltd): £120 to £210 per completed sale or purchase.
• Auction – If you decide to sell your property via Auction House Cumbria following our introduction, the average referral fee earned for 2025 was £2,398 and is dependent on the final sale price.
• Financial Services (Emma Harrison Financial Services): average referral fee of £221 in 2024 for arranging mortgages, insurance, and related products.
• EPCs (M & G EPCs Ltd): £25 for EPC • Anti-Money Laundering (AML) Checks (via Landmark): between £8.50 and £15.50. Parking - Driveway
Value & comps
No previous sales on record.
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Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below starting price
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
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FAQ
About Hartley, Kirkby Stephen, CA17
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