3-bedroom terraced house · CA17 4SP
For saleListed 116 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Dating from 1938, as confirmed by the original date stone, this delightful three-bedroom mid-terraced home occupies a desirable position within one of Kirkby Stephen's established residential areas.
Having been a much-loved and well-maintained home for many years, the property now presents an excellent opportunity for new owners to update and personalise to their own tastes, creating a wonderful home for years to come.
The accommodation begins with a welcoming entrance hall, providing access to the principal reception rooms and staircase to the first floor.
Positioned to the front aspect, the living room enjoys a charming box bay window that floods the room with natural light, whilst an electric fire set within a wooden surround provides a focal point.
A characteristic 1930s framed double doorway leads seamlessly through to the dining room, enhancing the sense of space and connectivity between the reception areas.
The dining room is a generous and versatile room, ideal for both everyday family life and entertaining.
Benefitting from a useful fitted cupboard and an excellent understairs storage cupboard, the room also provides access to the kitchen.
Forming part of a later extension, the kitchen is fitted with a range of wall and base units and offers space for a freestanding cooker, washing machine and fridge freezer.
A stainless steel sink is positioned beneath the rear-facing window, enjoying views over the delightful garden, whilst a wall-mounted boiler and external door complete this practical space.
To the first floor, the landing provides access to all three bedrooms, the bathroom and additional storage.
A particularly useful cupboard extends over part of the passageway between the property and the neighbouring residence, complemented by a separate linen cupboard and loft access.
The bathroom is positioned to the rear and is fitted with a suite comprising bath, wash hand basin and WC.
There are three bedrooms in total, including two comfortable double bedrooms situated to the front and rear aspects respectively, together with a well-proportioned single bedroom which partially extends over the passageway below.
Externally, the property continues to impress.
The established rear garden is a true delight, thoughtfully planted with an array of mature flowers, shrubs and trees, creating a colourful and peaceful setting to relax, garden and enjoy throughout the seasons.
A pathway meanders through the garden, leading to the detached stone-built garden workshop, which benefits from a manual up-and-over door together with a pedestrian access door.
Please note that there is no legal right of way from the rear driveway to the garden or the workshop; the driveway being under the ownership of a neighbouring property.
Offering an abundance of potential, character and charm, this attractive home presents a wonderful opportunity to acquire a well-cared-for property in a sought-after location, ready for its next chapter and new custodians to make it their own.
Living Room 4.81m x 3.08m Dining Room 3.83m x 4.92m Kitchen 3.33m x 2.46m Bathroom 2.92m x 1.97m Bedroom 1 5.36m x 2.98m Bedroom 2 2.93m x 2.86m Bedroom 3 2.75m x 2.94m Garden Workshop 5.41m x 2.75m Services Mains electricity, gas, water and drainage.
Please note: measurements are approximate so may reflect the maximum dimensions and the mention of any appliances/services within these particulars does not imply that they are in full and efficient working order.
Flying Freehold The property includes a structural element extending over a shared passageway, which may be regarded as a flying freehold; purchasers are advised to seek legal advice regarding associated rights of support and access.
Directions The property can be located by using What3Words - ///register.cleansed.dive or via the Post Code CA17 4SP. A For Sale board has also been erected for identifying purposes.
Referrals & Other Payments PFK works with preferred providers for services relating to buying or selling property.
These providers offer competitive pricing, but you are under no obligation to use them and are free to choose alternatives.
If you do use these services, PFK may receive a referral fee as follows (all figures include VAT): • Conveyancing (Napthens LLP, Bendles LLP, Scott Duff & Co, Knights PLC, Newtons Ltd, Beyond Conveyancing Ltd): £120 to £240 per completed sale or purchase.
• Auction – If you decide to sell your property via Auction House Cumbria following our introduction, the average referral fee earned for 2025 was £2,398 and is dependent on the final sale price.
• Financial Services (Emma Harrison Financial Services): average referral fee of £221 in 2024 for arranging mortgages, insurance, and related products.
• EPCs (M & G EPCs Ltd): £25 for EPC • Anti-Money Laundering (AML) Checks (via Landmark): between £8.50 and £15.50. Parking - On street
Value & comps
No previous sales on record.
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Returns
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Archie refurb estimate: a Pro feature
0.0% below starting price
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
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FAQ
About Rowgate, Kirkby Stephen, CA17
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