We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work3-bedroom terraced house · CA17 4SG
Listing removedListed 323 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
A truly beautiful terraced home with many beautiful original features and stunning outside space to the rear, conveniently located right in the heart of the bustling historic market town of Kirkby Stephen.
Nestled in the heart of the bustling historic market town of Kirkby Stephen, this exceptional home blends timeless character with modern liveability.
A property packed with original features, it showcases stonework, exposed beams, and fireplacesand fireplaces that echo its heritage, while offering a real surprise to the rear.
The ground floor provides spacious, light-filled accommodation beginning with an inviting entrance vestibule and flowing into a generous living room, where a beautiful stone fireplace and a remote-control gas stove create a focal point for relaxed evenings.
Adjacent is a dining room featuring a second remote-control living flame gas fire, ideal for entertaining and quiet family meals.
The well-appointed kitchen includes a door to a pleasant rear yard, and a practical utility area with a WC completes the downstairs layout.
Upstairs you will discover three well-proportioned bedrooms, each offering generous space and natural light with lots of beams and character, complemented by a family bathroom that serves the needs of busy households.
Outside, the rear of the property reveals three cloisters with a sense of mystery, local historians have been baffled by their use, providing flexible storage solutions and outdoor versatility.
A galleried garden adds height and charm, creating an intimate outdoor setting to enjoy the fresh air and seasonal planting.
Positioned just a short stroll from Kirkby Stephen town centre, the property is superbly placed for a broad range of independent shops, cafes, restaurants, and local schools.
A superb combination of characterful interiors and practical modern living, this home invites you to imagine a lifestyle where heritage and everyday convenience are perfectly aligned.
The property benefits from tasteful updates while preserving its distinctive charm.
This is a rare opportunity to acquire a home that marries historic appeal with contemporary practicality in a quintessential Cumbrian setting. Viewing is recommended to appreciate the value on offer.
Services Mains water, mains drainage, mains electric, mains gas Epc & Council Tax EPC - tbc Council Tax - A Please be aware that due to a limited number of EPC providers in Cumbria, there may be delays in obtaining Energy Performance Certificates (EPCs) for some properties.
We anticipate receiving them within 7-14 days of the property's listing. If there are any further delays, we will update the property brochure with the expected availability of the EPC.
Thank you for your understanding. Disclaimer These particulars, whilst believed to be accurate are set out as a general guideline and do not constitute any part of an offer or contract.
Intending Purchasers should not rely on them as statements of representation of fact but must satisfy themselves by inspection or otherwise as to their accuracy.
The services, systems, and appliances shown may not have been tested and has no guarantee as to their operability or efficiency can be given.
All floor plans are created as a guide to the lay out of the property and should not be considered as a true depiction of any property and constitutes no part of a legal contract.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 19, High Street, Kirkby Stephen
Explore nearby