3-bedroom terraced house · CA17 4SX
Listing removedListed 225 days
Opportunity summary
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About
Guide Price £175,000 - £195,000 • Spacious Victorian Home. • Prime Market Town Location. • Attractive Front & Rear Gardens. • Spacious Dual Reception Rooms. • Well Appointed Kitchen.
• Two Double Bedrooms. • Versatile Loft Room. • Family Bathroom. • Ideal Family Home, Holiday Retreat, Or Investment Opportunity.
13 Park Terrace is a charming and characterful terraced cottage located in the popular market town of Kirkby Stephen, offering spacious and versatile accommodation over three floors.
Kirkby Stephen is well positioned for access to major transport links, lying approximately 12 miles from Junction 38 of the M6 and just 4 miles from the A66 at Brough.
The town boasts a wide range of local amenities, including a supermarket, independent shops, a bank, hotels, pubs, primary and secondary schools, sports clubs, and a station on the scenic Settle–Carlisle Railway Line.
It is within easy commuting distance of Carlisle, Penrith, and Kendal. On the ground floor, the accommodation comprises a bright dining room, a generous living room, and a well-appointed kitchen.
The first floor offers two spacious double bedrooms and a modern family shower room.
The second floor features a large, light-filled loft room, ideal for use as a guest room, home office, or additional storage space.
Externally, the property benefits from both front and rear gardens with established flower beds and shrubs.
The rear garden enjoys an open outlook across surrounding fields, offering a peaceful rural feel while still being in the heart of the town.13 Park Terrace is well suited as a full-time residence, holiday home, or investment property.
Early viewing is highly recommended. Ground Floor Entrance Vestibule entrance. Vinyl flooring. Dado rail. Front door. Hall Polished floorboards with fitted carpet runner.
Radiator. Dado rail. Staircase. Dining Room Bright, spacious reception room. Laminate flooring. Two feature alcoves. Radiator. Double doors to the sitting room.
Living Room Lovely front room. Fitted carpet. Coved ceiling. Fireplace housing multi fuel stove. Built in storage cupboard. TV point. Radiator. Bay window to the front.
Kitchen Well fitted kitchen. Tiled flooring. Range of wall and base units with stainless steel sink unit. Electric cooker point. Gas central heating boiler. Radiator. Window and door to rear.
First Floor Stairs & Landing Polished floorboard with fitted carpet runner. Turned staircase. Dado rail. Under stairs cupboard. Radiator. Stained glass Velux window.
Bathroom Vinyl flooring. Extractor fan. Part tiled walls. W/C. Wash basin. Large shower cubicle with power shower. Radiator. Frosted window to rear. Bedroom Two Rear double bedroom.
Fitted carpet. Radiator. Window to the rear. Bedroom One Large front double bedroom. Fitted carpet. Coved ceiling. Built in wardrobes. Panelled wall. Radiator. Window to the front.
Second Floor Stairs Fitted carpet. Loft Room Spacious light loft room currently used a s a bedroom. Fitted carpet. Pitched ceiling with exposed beams. Velux window.
Outside Front Enclosed front terraced garden. Stone steps to front door. Small patio area. Established flower beds. Rear Low maintenance patio area.
Garden Enclosed rear garden located across the back lane from the property. Low maintenance patio area. Lawned area. Established shrubs and flower beds. Wooden storage shed.
Pergola with seating. Open fields beyond. Agents Notes Mains electric, water & drainage. Mains gas central heating. Flood Risk: Very Low Broadband: Basic 18 Mbps Superfast 51 Mbps
Value & comps
No previous sales on record.
Returns
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Archie refurb estimate: a Pro feature
0.0% below asking
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Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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About 13 Park Terrace, Kirkby Stephen
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