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See how verdicts work4-bedroom terraced house · KY16 9AH
Listing removedListed 253 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
68 North Street is a charming and well-proportioned three / four bedroom, two-storey terraced home, forming part of a traditional fisherman’s tenement in the heart of St Andrews.
The property offers flexible and generously sized accommodation, combining period character with practical living and excellent development potential.
The ground floor opens into a welcoming entrance hall with useful built-in storage.
A comfortable lounge with feature fireplace provides an inviting main living space and leads through to a versatile ground-floor room, ideal for use as a bedroom or home office, with direct access to a shower room.
The ground floor also offers a fitted dining kitchen which is equipped with an electric hob and offers ample space for everyday dining and entertaining.
Upstairs, the accommodation continues with three well-proportioned double bedrooms, each benefitting from built-in storage. A further shower room and a separate WC serve this level.
From the upper landing, a pull-down ladder provides access to a spacious attic area in the roof.
Historically used for net making, this area presents an exciting opportunity to create additional bedroom or living accommodation via a dormer loft conversion, subject to the necessary consents.
The property further benefits from an HMO licence for three occupants (Licence No: F04879/23) and currently generates a rental income of approximately £2,300 per month, making it an attractive proposition for both owner-occupiers and investors alike.
EPC Rating - C Council Band - F Tenure - Freehold Summary of Accommodation • Entrance hall with good-sized storage • Lounge with feature fireplace • Ground-floor bedroom or home office with access to shower room • Fitted dining kitchen with electric hob • Three double bedrooms, all with built-in storage • Shower room • Separate WC • Large attic space with conversion potential (subject to consents) • Rear garden, mainly paved with mature shrubs Location North Street is one of St Andrews’ most desirable and centrally located addresses, placing this property at the heart of the town’s historic centre.
The cathedral, castle, university buildings and bustling town centre are all within easy walking distance, offering an exceptional lifestyle for residents and visitors alike.
A wide range of highly regarded restaurants, cafés and independent shops are nearby, including Cromars, Northpoint Café and the Old Union Coffee Shop, all just moments from the property.
St Andrews is also renowned for its stunning coastline, with East Sands within walking distance and the famous West Sands beach close by, providing beautiful open spaces for walking, recreation and relaxation.
The town is well served by public transport, with rail links available from nearby Leuchars and Cupar, offering regular services to Dundee, Edinburgh and beyond.
Dundee Airport is within easy reach, while Edinburgh Airport provides extensive UK and international connections.
This outstanding location, combined with the property’s flexible accommodation and investment credentials, makes it a compelling opportunity in one of Scotland’s most sought-after coastal towns.
General Remarks & Information Fixtures and Fittings: Only appliances specifically mentioned in the sales particulars are included in the sale price.
In all other aspects the treatment of fixtures and fittings within the relevant Conveyancing Standard Clauses apply.
Services: Gas heating, mains water, electricity, broadband, telephone (subject to telephone providers’ regulations). Viewing: By appointment through Rettie St Andrews.
28 Bell Street, St Andrews, KY16 9UX. Email: Tel: Offers: Offers should be submitted in Scottish Legal Form to the selling agents Rettie & Co.
A closing date by which offers must be submitted may be fixed later.
Please note that interested parties are advised to register their interest with the selling agents in order that they may be advised should a closing date be set.
The seller reserves the right to accept any offer at any time.
Council Tax Band: F EPC Rating: C Postcode: KY16 9AH Tenure: Freehold Particulars Prepared: 10th February 2026 Internet Website This property and other properties offered by Rettie & Co.
& Rettie LLP's. can be viewed on our website at as well as Rightmove, OnTheMarket and The London Office.
Servitude Rights, Burdens & Wayleaves The property is sold subject to and with the benefit of all servitude rights, burdens, reservations and wayleaves including rights of access and rights of way, whether public or private, light, support, drainage, water and wayleaves for masts, pylons, stays, cable, drains and water, gas and other pipes whether contained in the title deeds or informally constituted and whether or not referred to above.
Important Notice Rettie, their clients and any joint agents give notice that: They are not authorised to make or give any representations or warranties in relation to the property either in writing or by word of mouth.
Any information given is entirely without responsibility on the part of the agents or the sellers.
These particulars do not form part of any offer or contract and must not be relied upon as statements or representations of fact. All Rettie floorplans are drawn to RICS standard.
The text, photographs and plans are for guidance only and are not necessarily comprehensive and it should not be assumed that the property remains as photographed.
Any error, omission or mis-statement shall not annul the sale or entitle any party to compensation or recourse to action at law.
It should not be assumed that the property has all necessary planning, building regulation or other consents, including for its current use. Rettie & Co.
& Rettie LLP’s have not tested any services, equipment or facilities. Purchasers must satisfy themselves by inspection or otherwise and ought to seek their own professional advice.
All descriptions or references to condition are given in good faith only.
Whilst every endeavour is made to ensure accuracy, please check with us on any points of especial importance to you, especially if intending to travel some distance.
No responsibility can be accepted for expenses incurred in inspecting properties which have been sold or withdrawn.
Proof and source of Funds/Anti Money Laundering Under the HMRC Anti Money Laundering legislation all offers to purchase a property on a cash basis or subject to mortgage require evidence of source of funds.
This may include evidence of bank statements/funding source, mortgage or confirmation from a solicitor the purchaser has the funds to conclude the transaction.
All individuals involved in the transaction are required to produce proof of identity and proof of address.
Rettie use electronic verification, if this is not possible original documents are acceptable.
Misrepresentations The property is sold with all faults and defects, whether of condition or otherwise and neither the seller nor Rettie & Co.
or Rettie LLP’s, the selling agent, are responsible for such faults and defects, nor for any statement contained in the particulars of the property prepared by the said agent.
The Purchaser(s) shall be deemed to acknowledge that they have not entered into contract in reliance on the said statements, that they are satisfied themselves as to the content of each of the said statements by inspection or otherwise and that no warranty or representation has been made by the seller or the said agents in relation to or in connection with the property.
Any error, omission or misstatement in any of the said statements shall not entitle the purchaser(s) to rescind or to be discharged from this contract, nor entitle either party to compensation or damages nor in any circumstances to give either party any cause for action.
EPC Rating: C Council Tax Band: F
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
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Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
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FAQ
About 68, North Street, St. Andrews, Fife
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