We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work4-bedroom terraced house · SK10 2QW
For saleListed 244 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
HMO INVESTMENT OPPORTUNITY 36 Garden Street, Macclesfield, SK10 2QW Fully Tenanted, High-Spec 4-Bed HMO - £305,000 ________________________________________ Overview Introducing a fully operational, high-yielding HMO investment located in the heart of Macclesfield.
This modern 4-bedroom, 3-bathroom licensed HMO (with 2 ensuite rooms) offers a strong and reliable income stream from day one, with 100% occupancy and a proven rental history.
The property has previously undergone an extensive refurbishment of approximately £100,000, ensuring full compliance with contemporary HMO standards, enhanced tenant appeal, and reduced long-term maintenance requirements.
A brand-new roof further strengthens the asset's durability and investment security. This is a genuine turnkey opportunity for investors seeking stable returns in a thriving rental market.
________________________________________ Key Property Features * 4 spacious bedrooms * 3 modern bathrooms, including 2 en-suites * No need for a HMO licence due to being a 4 bed * Fully tenanted with long-standing occupancy * High-standard refurbishment throughout * Brand-new roof * Contemporary kitchen, upgraded safety systems, and modern utilities * Strong rental demand in the immediate area ________________________________________ Financial Performance Gross Rental Income £33,000per annum Operating Costs * Dual energy: £1,980/year * Internet: £300/year * Council tax: £1,672/year * TV licence: £170/year * Water: £522/year Total: £4,644 These predictable and manageable outgoings support strong net yields and reliable cash flow.
________________________________________ Investment Summary * Asking Price: £305,000 * Gross Yield: Approximately 10.8% * Net Yield: Approximately 9.3% * High-spec, low-maintenance HMO * Fully compliant with modern regulations * Zero immediate capital expenditure required * Strong tenant demand ensures dependable occupancy levels
Value & comps
No previous sales on record.
Returns
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Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
FAQ
About 36, Garden Street, Macclesfield, Cheshire, SK10
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