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See how verdicts work3-bedroom house · GL50 2BP
For saleReduced £25k (−4.5%) on 14 OctListed 156 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
11 St. Phillips Street is an elegant period property presenting a well-balanced layout ideally suited to both family living and entertaining.
The house successfully combines character features with modern fittings, while also offering excellent flexibility of use.
Notably, the lower ground floor has been arranged as a self-contained apartment, providing excellent potential for multi-generational living, guest accommodation or ancillary income.
The lower ground floor comprises a fully self-contained apartment with its own kitchen/living space, bedroom and bathroom.
This level is well-appointed and offers a practical and independent living arrangement.
The raised ground floor provides the principal reception accommodation, including a well-proportioned front reception room.
To the rear is a generous kitchen/dining room with direct access to a balcony overlooking the garden, creating an attractive space for entertaining. A cloakroom completes this floor.
The first floor includes three bedrooms, notably a spacious principal bedroom, together with a family bathroom.
To the rear is an enclosed garden, attractively arranged with a decked seating area and mature planting, providing a private and peaceful outdoor space.
The balcony accessed from the kitchen/dining room offers an ideal setting for al fresco dining. St.
Phillips Street is conveniently located within walking distance of Cheltenham town centre, offering a wide range of amenities including shops, restaurants and cultural venues.
Communications are excellent, with access to the M5 and rail services from Cheltenham Spa providing links to major centres.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
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FAQ
About 11, St. Phillips Street, Cheltenham
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