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See how verdicts work4-bedroom terraced house · HG2 0NL
Sold STCListed 187 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
A fabulous opportunity to secure the freehold of this mixed commercial and residential property offering excellent sized character accommodation.
Located in a sought-after residential and commercial road with a wealth of thriving independent businesses, the property comprises a ground floor commercial unit extending to approximately 650 sq ft together with a good-sized basement storage area totalling 678 sq ft, with rear access to the service lane and a detached single garage.
The commercial unit is now let to North Slice on a 6-year lease from May 2025, incorporating a tenant break option at year 3, at a rent of £21,000 per annum.
In addition, there is a self-contained four-bedroom maisonette comprising entrance staircase, kitchen, living room with large window overlooking Cold Bath Road, bedroom 4/dining room, ensuite, three further double bedrooms and bathroom.
There is a small private rear courtyard area as well as the garage included within the residential accommodation.
The maisonette is currently vacant, providing flexibility for owner occupation or the opportunity to let and generate additional income.
The estimated market rental value is in the region of £1,495 pcm. This represents an excellent opportunity to acquire a landmark building in a thriving residential and commercial area of Harrogate.
The property offers a strong investment proposition, with a potential combined income in the region of £38,940 per annum when fully let, whilst also providing flexibility for owner occupation of the residential element if required.
All mains services are connected Terms: Freehold - The property is available to purchase freehold, subject to the existing tenancies. Rateable Value: £16,250.
For the 2026/27 rating year, business rates are calculated using a tiered multiplier system.
For properties with a Rateable Value below £51,000, multipliers range from approximately 38.2p for qualifying Retail, Hospitality and Leisure uses to 43.2p for other property types, subject to eligibility.
Small business rate relief may also be available. Interested parties should make their own enquiries with North Yorkshire Council to confirm the exact rates payable.
FSS accepts no liability for any changes to business rates or the accuracy of this information. VAT: All figures quoted are deemed exclusive of VAT where applicable.
Legal Costs: Each party are responsible for their own associated legal costs. Services: All mains’ services are connected to the property.
Planning: Interested parties are advised to make their own enquiries of the local planning authority in respect of planning proposals if any change of use is envisaged.
Viewing: If you would like to view this property, please contact FSS on and we will be pleased to make an appointment.
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs

FAQ
About Cold Bath Road, Harrogate, North Yorkshire, HG2
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