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See how verdicts work3-bedroom flat · KY16 9EE
Sold STCListed 713 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
With its central location in sought-after St Andrews and current HMO licence for three people (producing an excellent rental income), this three-bedroom first-floor flat will appeal to many buyers, including couples, professionals and rental investors.
It lies within walking distance of excellent amenities, the university, shops, the beach, outdoor space and bus links.
The home enjoys a generous living and dining area with a sunny aspect, an attractive kitchen with contemporary cabinetry and modern appliances, a principal bedroom and two more sun-filled bedrooms (one with a built-in wardrobe).
Completing the home is a family bathroom with a shower overhead. Externally, the property benefits from allocated parking.
Extras: All fitted floor and window coverings, light fittings and kitchen appliances are included in the sale.
Please note a factoring agreement is in place with Ross and Liddell for the upkeep of communal areas, details of which can be obtained from Thorntons.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let licence or registration needed
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About Flat 2, 193, South Street, St Andrews
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