We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work2-bedroom flat · CA1 1ER
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
16 Victoria Place is an elegant period building which has recently undergone a comprehensive renovation, giving these characterful apartments a new lease of life.
Each flat benefits from its own private letterbox within the main front door and a secure intercom system.
Flat 3 occupies the first floor of the building and offers well-proportioned accommodation throughout.
The apartment features two double bedrooms, with the principal bedroom located to the rear of the property.
This room is beautifully light thanks to a large sash window and also benefits from an original fireplace, adding a classic and traditional feel.
The open-plan kitchen, dining and living space is another highlight, featuring an original fireplace and two large windows which create a bright and welcoming environment.
The kitchen is finished in navy blue shaker-style units with a marble-effect work surface and includes integrated appliances such as a dishwasher, oven, induction hob and fridge freezer, along with under-cabinet lighting.
The second bedroom is positioned to the front elevation and would also work well as a home office due to its large window and excellent natural light.
The family bathroom is spacious and modern, featuring a shower over bath, WC and wash basin.
The room is finished with contemporary white tiling with black grout and complemented by black fittings, including taps and a heated towel radiator.
Location Summary 16 Victoria Place enjoys a central Carlisle location, providing convenient access to the city’s shops, restaurants and leisure facilities.
Carlisle train station is nearby, offering excellent rail links to London, Edinburgh and Glasgow.
GENERAL REMARKS AND INFORMATION Viewings: Strictly by appointment through the sole selling agents Fine & Country. Tel Offers: Offers should be submitted to the selling agents, Fine & Country.
The owner reserves the right to sell without imposing a closing date and will not be bound to accept the highest, or indeed any, offer.
All genuinely interested parties are advised to note their interest with the selling agents. Tenure and Possession : The Leasehold title is offered for sale with vacant possession upon completion.
EPC Rating: C Listing Status: Grade II Services: 16 Victoria Place is served by mains Gas, electricity, water & Sewage. Fibre broadband is available in the area however there is no current connection.
Council Tax: Local authority – Cumberland council.
Council tax A Money Laundering Obligations : In accordance with the Money Laundering Regulations 2017 the selling agents are required to verify the identity of the purchaser at the time an offer is accepted Website and Social Media: Further details of this property as well as all others offered by Fine & Country are available to view on our website updates and the latest properties like us on facebook.com/Fine & Country Cumbria and Instagram on @fineandcountrycumbria Referrals: Fine & Country work with preferred providers for the delivery of certain services necessary for a house sale or purchase.
Our providers price their products competitively, however you are under no obligation to use their services and may wish to compare them against other providers.
Should you choose to utilise them Fine & Country will receive a referral fee: PIA Financial Solutions – arrangement of mortgage & other products/insurances; Fine & Country will receive a referral fee of £50 per mortgage referral.
Figures quoted are inclusive of VAT Money Laundering Regulations: We are required by law to carry out Anti Money Laundering Checks prior to issuing a memorandum of sale.
We use an external agency to conduct these checks. Once an offer has been agreed, Coadjute will contact you to complete the checks electronically.
A fee of £45 + VAT per person will apply and will be processed by Coadjute. If you have any queries, please contact the office. EPC Rating: C
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
This is not financial or investment advice. Prop AI Deals is not authorised by the Financial Conduct Authority (FCA) to provide investment advice.
All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs

FAQ
About Apartment 3, 16 Victoria Place, Carlisle, CA1
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