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See how verdicts work2-bedroom terraced house · CA13 9PH
Sold STCListed 25 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Located to the fringe of the town centre, in a most convenient location within easy walking distance of the town centre, a most appealing, Grade II listed, mid-terrace cottage style home, offering decievingly spacious accommodation with 2 reception rooms, 2 double bedrooms and first floor bathroom.
Ideally positioned within easy walking distance of the town centre and its excellent range of amenities, 58 Kirkgate is an attractive traditional mid-terrace property offering deceptively spacious accommodation, a wealth of character and a highly convenient location.
Well maintained and thoughtfully improved by the current owner, the property has undergone a programme of sympathetic modernisation in recent years.
Several rooms have been replastered, while the majority of the original sash windows have been fitted with secondary glazing, enhancing comfort and efficiency whilst preserving the property's traditional appearance.
Presented throughout in a contemporary, neutral palette, the interior combines modern practicality with a number of retained period features, creating a home of charm and character.
The accommodation is larger than first impressions suggest. An entrance hall opens into an inviting front sitting room centred around a Franco Belge wood-burning stove.
Beyond, the central inner hall provides access to the first floor and a generous cellar, ideal for storage.
To the rear, a spacious living and dining room enjoys a second focal-point wood-burning stove by Stovax, whilst the adjoining kitchen is well appointed with a range of fitted units and integrated appliances.
The first floor comprises two well-proportioned double bedrooms together with a family bathroom, which also houses the recently replaced gas-fired central heating boiler.
Externally, the property benefits from access to a shared rear courtyard, providing a useful outdoor drying area.
The property's central position places an excellent selection of independent shops, cafés, restaurants and everyday amenities within easy reach.
It also enjoys convenient access to Lorton Road, the principal route towards the stunning Buttermere Valley and the western fells of the Lake District National Park.
Whether sought as a comfortable permanent home, a stylish second residence or an investment with the potential to generate holiday letting income, 58 Kirkgate represents a superb opportunity to acquire a characterful home in one of west Cumbria's most desirable market towns.
Early viewing is highly recommended to appreciate all that this delightful property has to offer.
Directions From the town centre follow Main Street into the Market Place, turning right again into Kirkgate. Follow Kirkgate and the property is on the right hand side, just after the Swan Inn.
Services Mains gas, electric, water and drains are connected, but neither these services nor any boilers or radiators have been tested. Key Information: • Standard construction.
• We understand that broadband and mobile telephone reception are available. For an indication of speeds and supply please see the OFCOM website: • Vehicle parking is on road.
(Permit required) • The property is in a conservation zone. • The property is Grade II listed • Tenure: The property is an historic leasehold with 769 years remaing of a lease granted in 1796.
There is no ground rent or service charge.
Entrance Hall Sitting Room 3.94m x 3.3m Living Dining Room 4.93m x 4.06m Kitchen 2.62m x 2.6m First Floor Landing Bedroom 1 4.42m x 4.01m Bedroom 2 4.04m (max) x 3.05m (max) Bathroom 3.1m x 1.88m Cellar 4.04m (max) x 3.96m (max)
Value & comps
No previous sales on record.
Returns
Set an offer; the calculator follows it.
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs

FAQ
About 58 Kirkgate, Cockermouth, Cumbria
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