We've tightened what earns a Pursue. A home now needs a published valuation, a strategy that still makes money after real running costs and lender stress tests, and no listing problems that would stop a mortgage. You'll see fewer Pursues, and each one has been checked harder.
See how verdicts work3-bedroom terraced house · EH17 8ZF
Under offerListed 18 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
20 Lumsden Loan offers bright and generously proportioned accommodation and is an attractive mid terraced house situated in the highly sought-after Gilmerton area, south of Edinburgh.
The house benefits from gas central heating, double glazing, private gardens and residents parking.
The accommodation comprises an entrance hallway, good-sized lounge with window to front and under stairs cupboard.
The spacious dining kitchen is fitted with modern base and wall units with oven, hob, hood, fridge/freezer and dishwasher to remain and there are windows and a glass door leading to the rear garden.
There is a utility area with space for washing machine and a WC with two piece suite and window to rear.
On the first floor, there are three bedrooms, the largest with built in wardrobe and a bathroom with shower over the bath, completes the accommodation.
Externally, the fully enclosed rear garden is predominantly laid to lawn and also features a patio area.
Early viewing is highly recommended to appreciate this lovely home set within a modern and popular development.
There is a factoring arrangement in place for the upkeep of the common areas within the development. The current factor is Ross & Liddell with a yearly payment of approximately £69.
Located to the south-east of Edinburgh city centre, Gilmerton is a well-established residential area offering an excellent range of local amenities.
These include a variety of shops, several supermarkets, regular public transport links, and well-regarded primary and secondary schools, making it an ideal location for families and commuters alike.
Lounge (4.9m x 4.14m) Dining Kitchen (4.14m x 3.89m) Bedroom 1 (3.8m x 3.76m) Bedroom 2 (3.53m x 3.1m) Bedroom 3 (3.23m x 1.85m) Bathroom (2.06m x 1.9m)
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
Set an offer; the calculator follows it.
Short-let restrictions apply
We're still gathering serviced-accommodation data for this area.
Archie refurb estimate: a Pro feature
0.0% below asking
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All investment calculators, property analyses, and AI-generated insights are for informational purposes only. Property investment carries risk and may result in financial loss. All calculations should be independently verified and you should consult with FCA-authorised financial advisers before making any investment decisions.
Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
Area
Agent & docs
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FAQ
About 20, Lumsden Loan, Edinburgh
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