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See how verdicts work3-bedroom flat · KY10 2BS
For saleReduced £20k (−6.8%) on 12 SepListed 116 days
Opportunity summary
See Archie’s verdict, returns by strategy and what to check before viewing.
About
Harbourside apartment with development potential in the heart of St Monans.
Description 7 West Shore occupies a prominent position on the harbour front on St Monans capturing coastal views over the picturesque rooftops of the charming fishing village.
St Monans lies on the coast midway between Elie and Pittenweem and is the smallest village in the East Neuk of Fife which is the coastal area running from St Andrews to Largo Bay.
It is famous for its sandy unspoilt beaches and fishing villages with picturesque harbours.
St Monans was traditionally built around the fishing, boat-building and salt industries and retains its busy harbour used by creel and sailing boats.
St Monans is home to Giddy Gannet café, the award winning Craig Millar@16 West End restaurant and the East Pier Smokehouse.
There is a shop, a hairdresser and fish sheds with extensive selections of fish, shellfish and local produce.
The Fit to the Core fitness studios are at Bowhouse at the top of the village which also holds markets for local producers and is used as a concert venue during the St Monans arts festival in September.
The St Monans Tidal Pool is a historic outdoor pool on the edge of the sea and offers a great wild swimming experience.
The Fife Coastal Path links the Forth and Tay bridges and runs alongside the historic St Monans Auld Kirk dating back to 1265.
Neighbouring Pittenweem is host to one of Scotland’s best known summer art festivals. The nearest secondary school is Waid Academy in Anstruther where there is also a Co-op supermarket.
Elie, along the coast to the west, is a popular holiday destination with a wide, sandy beach. There are many golf courses in the area including Elie, Anstruther, Dumbarnie, Kingsbarns and Crail.
St Andrews is only 13 miles away. A new railway station opened last year in Leven. Which is 11 miles away. All distances are approximates.
Location Occupying a prime position overlooking the harbour in St Monans, 7 West Shore is a second-floor apartment within a traditional period building, characteristic of the East Neuk with its white-rendered frontage and painted sash windows.
The property offers adaptable accommodation extending to three main rooms, allowing for a variety of configurations to suit individual requirements.
Although the interior requires updating, it provides a rare chance to acquire a property in such close proximity to the water and to carry out a scheme of improvement to personal specification.
In the last year, the current owners have made notable progress in preparing the property for redevelopment, engaging with both the National Trust for Scotland and Fife Council in respect of alterations to the apartment and the conversion of the outbuilding.
Details of the proposals can be provided by the selling agents. Internally, the apartment is accessed by a spiral stair which leads directly into a central hall.
From here, the accommodation unfolds with a room to the front enjoying open views across the harbour, offering clear potential as a principal sitting room.
This is the largest of the three rooms and retains a fireplace. The remaining two rooms sit to the rear and, with built-in storage in each, are well suited as bedrooms.
The kitchen is positioned to the front of the property, also benefiting from a harbour outlook.
It is fitted with a range of units and provides space for everyday dining, while a separate pantry adds further storage.
A bathroom, fitted with bath, WC and wash hand basin, completes the internal accommodation.
Externally, the property opens directly onto the quayside, an integral part of village life and a setting that gives the property its distinct character. Parking is available on-street to the front.
To the rear, access is taken from West Street into a courtyard, where there is a garage and store above.
The garage building has the benefit of planning permission for conversion to a one-bedroom unit, offering flexibility for additional accommodation or potential income.
Square Footage: 966 sq ft Additional Info Services - Mains water, electricity and drainage. Electric Heating.
Local Authority & tax band - Fife Council, Tax Band C Miscellaneous - CGI Images by Pro Capture Media Fixtures & Fittings - All fitted carpets, curtains, blinds, light fittings and integrated white goods are included in the sale.
Viewings - Strictly by appointment with Savills . Offers -Offers, in Scottish legal form, must be submitted by your solicitor to the Selling Agents.
It is intended to set a closing date but the seller reserves the right to negotiate a sale with a single party.
All genuinely interested parties are advised to instruct their solicitor to note their interest with the Selling Agents immediately after inspection.
Deposit - A deposit of 10% of the purchase price may be required. It will be paid within 7 days of the conclusion of Missives.
The deposit will be non-returnable in the event of the Purchaser(s) failing to complete the sale for reasons not attributable to the Seller or his agents.
Photographs: May 2026 CGI: June 2026 Brochure Code: 62026003 Important notice Savills, their clients and any joint agents give notice that: They are not authorised to make or give any representations or warranties in relation to the property either here or elsewhere, either on their own behalf or on behalf of their client or otherwise.
They assume no responsibility for any statement that may be made in these particulars.
These particulars do not form part of any offer or contract and must not be relied upon as statements or representations of fact. Any areas, measurements or distances are approximate.
The text, photographs and plans are for guidance only and are not necessarily comprehensive.
It should not be assumed that the property has all necessary planning, building regulation or other consents and Savills have not tested any services, equipment or facilities.
Purchasers must satisfy themselves by inspection or otherwise.
Value & comps
Land Registry doesn’t cover Scotland or Northern Ireland, so previous sales may not be on record.
Returns
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Archie refurb estimate: a Pro feature
0.0% below asking
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Past performance does not guarantee future results. Tax implications vary by individual circumstances.
Deal
Properties like this can earn 2–3x BTL yields when converted to HMO, with retrofit costs around £10k/room. Sign in to see the full tier, yield projection, and cost breakdown.
Commercial properties like this can earn 30-50% higher yields when converted to residential under Class MA / Q / P / PA, with prior approval costing ~GBP 96/unit. Sign in to see the recommended route, yield uplift, and cost breakdown.
BRRR-suited properties can recycle 80-100% of investor capital on refi, leaving a high-yielding rental with most of the money out. Sign in to see the refurb cost stack, ARV projection, and refinance maths.
Detached + large garden = sub-division play. Pro tier unlocks the tier badge, plot size, uplift estimate, and regional land benchmark.
Short-lease flats trade at deep discount, but extending under the 1993 Act often costs far less than the discount. Pro tier unlocks the tier badge, premium breakdown, long-lease ARV and arbitrage maths.
See projected short-stay revenue vs a vanilla BTL for this property.
See real sub-let margins (HMO room rates & SA nightly rates) vs the landlord rent.
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About 7, West Shore, Anstruther
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